CMF offers retail mortgage professionals the opportunity to partner with CMF (as a direct lender) to provide innovative solutions supported by the latest technologies, competitive loan programs, and marketing. With CMF, all departments are housed in one office, allowing retail professionals with convenient access to underwriting, secondary marketing, processing, document drawing, and funding resources.

Retail Loan Officers will be responsible for soliciting residential mortgages from various sources, including REALTORS, builders, financial professionals, past customers, and other nontraditional sources, to produce high quality loans which meet CMF guidelines while providing excellent customer service.

• Wide array of residential mortgage product solutions:
• CMF is a FHA-licensed mortgagee offering both fixed-rate and ARM products
• Conforming fixed-rate and LIBOR ARM products
• Conforming high-balance fixed-rate product
• Jumbo fixed and LIBOR ARM products
• Mortgage insurance up to 95% - preferred guidelines and pricing for credit unions.
• CMF is an approved lender with various Secondary Market investors
• State-of-the-Art online technology that provides remote access to CMF's Loan Origination System
• Wireless remote access allows for the generation of faster pre-qualifications, applications, and ultimately pre-approval letters. The pre-qualification module gives loan officers the ability to collect qualifying information and search for programs that meet the borrower's criteria. The loan officer can:
• Order credit
• Run AUS/DU
• Calculate the maximum loan amount for which the borrower may qualify
• Print out a pre-approval letter
• GFE, TIL
• Qualification analysis
• View and print up to 3 loan scenario comparisons
• Easy instant access to pipeline management system provides real-time status of all the loan file information. Built-in features such as Notepads, Document Tracking, and Document Imaging make it easy for loan officers and processors to communicate, organize their workflow, and manage their pipeline.
• The Customer Relationship Management (CRM) Systems allows the loan officer to begin a sales and marketing process the moment a new contact is entered into the system. The system provides tools to create:
• Open House Flyers
• Loan Program Comparisons
• Refinance Analysis
• Various Marketing Materials
• Training and Support covering the constantly changing lending guidelines, compliance, underwriting, and technology issues.
• Marketing and Sales materials to assist in the Retail Loan Officer's ability to develop successful business relationships with the Real Estate Community and borrowers.